Oklahoma Mortgage Calculator
Calculate your monthly mortgage payments in Oklahoma with our free calculator. Includes local property tax rates and insurance estimates.
OK Mortgage Calculator
Calculate monthly payments for Oklahoma properties
$60000.00
$2610.00 per year
$1200.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$217.50
Home Insurance$100.00
Total Monthly Payment$1834.46
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
Oklahoma Quick Facts
- Average Property Tax Rate:
- 0.87%
- Average Home Insurance Rate:
- 0.40%
First-Time Home Buyer Programs in OK
Oklahoma offers several programs for first-time home buyers:
- OHFA GOLD Program
- OHFA 4Teachers Program
- OHFA Shield Program
- Down Payment Assistance Grant
Oklahoma Property Tax Rates by County
| County | Tax Rate | Median Home Value |
|---|---|---|
| Oklahoma County | 0.92% | $175,000 |
| Tulsa County | 0.89% | $185,000 |
| Cleveland County | 0.95% | $195,000 |
| Canadian County | 0.87% | $215,000 |
| Comanche County | 0.83% | $135,000 |
| Rogers County | 0.85% | $175,000 |
| Wagoner County | 0.82% | $165,000 |
| Payne County | 0.91% | $155,000 |
| Creek County | 0.86% | $145,000 |
| Pottawatomie County | 0.88% | $135,000 |
Oklahoma Mortgage Guide
Key considerations for Oklahoma mortgages:
- Moderate property tax rates
- Higher insurance costs due to severe weather risks
- Affordable housing market
- Special programs for teachers and first responders
Related Resources
State Housing Resources
- Official Oklahoma Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025