Colorado Mortgage Calculator
Calculate your monthly mortgage payments in Colorado with our free calculator. Includes local property tax rates and insurance estimates.
CO Mortgage Calculator
Calculate monthly payments for Colorado properties
$60000.00
$1470.00 per year
$1050.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$122.50
Home Insurance$87.50
Total Monthly Payment$1726.96
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
Colorado Quick Facts
- Average Property Tax Rate:
- 0.49%
- Average Home Insurance Rate:
- 0.35%
First-Time Home Buyer Programs in CO
Colorado offers several programs for first-time home buyers:
- CHFA FirstStep and FirstStep Plus
- CHFA down payment assistance
- Colorado Housing Assistance Corporation (CHAC)
- MetroDPA Program
Colorado Property Tax Rates by County
| County | Tax Rate | Median Home Value |
|---|---|---|
| Adams County | 0.57% | $427,000 |
| Arapahoe County | 0.51% | $486,000 |
| Boulder County | 0.49% | $769,000 |
| Denver County | 0.45% | $545,000 |
| Douglas County | 0.47% | $651,000 |
| El Paso County | 0.41% | $425,000 |
| Jefferson County | 0.53% | $566,000 |
| Larimer County | 0.51% | $502,000 |
| Mesa County | 0.44% | $350,000 |
| Pueblo County | 0.55% | $275,000 |
| Weld County | 0.48% | $442,000 |
Colorado Mortgage Guide
Key considerations for Colorado mortgages:
- Property tax rates are below the national average
- High altitude areas may have higher insurance costs
- Many areas have HOA fees due to planned communities
- Strong appreciation potential in urban areas
Related Resources
State Housing Resources
- Official Colorado Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025