South Carolina Mortgage Calculator
Calculate your monthly mortgage payments in South Carolina with our free calculator. Includes local property tax rates and insurance estimates.
SC Mortgage Calculator
Calculate monthly payments for South Carolina properties
$60000.00
$1560.00 per year
$1050.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$130.00
Home Insurance$87.50
Total Monthly Payment$1734.46
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
South Carolina Quick Facts
- Average Property Tax Rate:
- 0.52%
- Average Home Insurance Rate:
- 0.35%
First-Time Home Buyer Programs in SC
South Carolina offers several programs for first-time home buyers:
- SC Housing Down Payment Assistance
- Palmetto Home Advantage
- Mortgage Credit Certificate (MCC)
South Carolina Property Tax Rates by County
| County | Tax Rate | Median Home Value |
|---|---|---|
| Abbeville County | 0.46% | $118,400 |
| Aiken County | 0.51% | $212,400 |
| Allendale County | 0.54% | $61,800 |
South Carolina Mortgage Guide
South Carolina offers relatively affordable housing with lower property taxes. Key considerations:
- Property tax rates are among the lowest in the US
- First-time buyer programs provide significant assistance
- Coastal areas may have higher insurance rates
Related Resources
State Housing Resources
- Official South Carolina Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025