北卡罗来纳州房贷计算器
使用我们的免费计算器计算您在北卡罗来纳州的每月房贷付款。包含当地房产税率和保险估算。
北卡罗来纳州房贷计算器
计算北卡罗来纳州房产的每月付款
$60000.00
$2520.00 per year
$1200.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$210.00
Home Insurance$100.00
Total Monthly Payment$1826.96
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
North Carolina Quick Facts
- Average Property Tax Rate:
- 0.84%
- Average Home Insurance Rate:
- 0.40%
北卡罗来纳州首次购房者计划
北卡罗来纳州为首次购房者提供多个计划：
- NC Home Advantage房贷
- NC首次购房者首付援助
- NC房贷信用证书
- 社区合作贷款池
北卡罗来纳州各县房产税率
| County | Tax Rate | Median Home Value |
|---|---|---|
| Mecklenburg County | 0.99% | $375,000 |
| Wake County | 0.92% | $425,000 |
| Guilford County | 0.88% | $245,000 |
| Forsyth County | 0.87% | $225,000 |
| Cumberland County | 0.85% | $185,000 |
| Durham County | 0.95% | $385,000 |
| Buncombe County | 0.83% | $365,000 |
| Union County | 0.78% | $415,000 |
| New Hanover County | 0.86% | $395,000 |
| Gaston County | 0.89% | $255,000 |
北卡罗来纳州房贷指南
北卡罗来纳州房贷的主要考虑因素：
- 房产税率适中
- 沿海地区保险费用较高
- 城市地区具有较强的升值潜力
- 全面的购房者援助计划
Related Resources
State Housing Resources
- Official North Carolina Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025