密歇根州房贷计算器
使用我们的免费计算器计算您在密歇根州的每月房贷付款。包含当地房产税率和保险估算。
密歇根州房贷计算器
计算密歇根州房产的每月付款
$60000.00
$4710.00 per year
$1050.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$392.50
Home Insurance$87.50
Total Monthly Payment$1996.96
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
Michigan Quick Facts
- Average Property Tax Rate:
- 1.57%
- Average Home Insurance Rate:
- 0.35%
密歇根州首次购房者计划
密歇根州为首次购房者提供多个计划：
- MI房屋贷款计划
- MI首付计划
- 房屋改善计划
- MSHDA房贷信用证书
密歇根州各县房产税率
| County | Tax Rate | Median Home Value |
|---|---|---|
| Wayne County | 1.69% | $175,000 |
| Oakland County | 1.51% | $325,000 |
| Macomb County | 1.62% | $215,000 |
| Kent County | 1.47% | $245,000 |
| Genesee County | 1.73% | $155,000 |
| Washtenaw County | 1.58% | $335,000 |
| Ingham County | 1.65% | $185,000 |
| Ottawa County | 1.45% | $275,000 |
| Kalamazoo County | 1.55% | $205,000 |
| Saginaw County | 1.71% | $135,000 |
密歇根州房贷指南
密歇根州房贷的主要考虑因素：
- 房产税率高于全国平均水平
- 房地产市场条件多样化
- 州政府提供强有力的购房援助
- 需考虑冬季天气对保险的影响
Related Resources
State Housing Resources
- Official Michigan Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025