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马萨诸塞州房贷计算器

使用我们的免费计算器计算您在马萨诸塞州的每月房贷付款。包含当地房产税率和保险估算。

马萨诸塞州房贷计算器
计算马萨诸塞州房产的每月付款
$60000.00
$3480.00 per year
$1050.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$290.00
Home Insurance$87.50
Total Monthly Payment$1894.46
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055

Massachusetts Quick Facts

Average Property Tax Rate:
1.16%
Average Home Insurance Rate:
0.35%

马萨诸塞州首次购房者计划

马萨诸塞州为首次购房者提供多个计划:

  • MassHousing首付援助
  • ONE房贷计划
  • 欢迎回家行动
  • 房贷信用证书(MCC)

马萨诸塞州各县房产税率

CountyTax RateMedian Home Value
Middlesex County1.08%$651,000
Suffolk County0.98%$621,000
Essex County1.15%$535,000
Norfolk County1.19%$589,000
Worcester County1.32%$375,000
Plymouth County1.25%$465,000
Bristol County1.11%$432,000
Barnstable County0.71%$631,000
Hampshire County1.28%$342,000
Berkshire County1.16%$307,800

马萨诸塞州房贷指南

马萨诸塞州拥有全国最高的房产价值和税率之一。主要考虑因素:

  • 房产税率因县而异差异显著
  • 该州提供多种房主援助计划
  • 由于天气风险,房屋保险费率较高

Related Resources

State Housing Resources

  • Official Massachusetts Housing Authority
  • State Property Tax Information
  • First-Time Homebuyer Programs

Additional Calculators

  • Property Tax Calculator
  • Home Insurance Calculator
  • Refinance Calculator

Data sources: State property tax records, county assessor offices, and local real estate data.

Last updated: 1/21/2025