Wisconsin Mortgage Calculator
Calculate your monthly mortgage payments in Wisconsin with our free calculator. Includes local property tax rates and insurance estimates.
WI Mortgage Calculator
Calculate monthly payments for Wisconsin properties
$60000.00
$5040.00 per year
$1050.00 per year
Payment Summary
Principal & Interest$1516.96
Property Tax$420.00
Home Insurance$87.50
Total Monthly Payment$2024.46
Loan Amount$240000.00
Total Interest$306106.77
Total Loan Payment$546106.77
Payoff Date1/21/2055
Wisconsin Quick Facts
- Average Property Tax Rate:
- 1.68%
- Average Home Insurance Rate:
- 0.35%
First-Time Home Buyer Programs in WI
Wisconsin offers several programs for first-time home buyers:
- WHEDA Advantage Conventional
- WHEDA FHA Advantage
- Capital Access Advantage
- Easy Close DPA
Wisconsin Property Tax Rates by County
| County | Tax Rate | Median Home Value |
|---|---|---|
| Milwaukee County | 1.76% | $215,000 |
| Dane County | 1.71% | $355,000 |
| Waukesha County | 1.65% | $375,000 |
| Brown County | 1.69% | $245,000 |
| Racine County | 1.73% | $225,000 |
| Outagamie County | 1.67% | $235,000 |
| Winnebago County | 1.72% | $205,000 |
| Kenosha County | 1.75% | $245,000 |
| Rock County | 1.70% | $195,000 |
| Marathon County | 1.64% | $215,000 |
Wisconsin Mortgage Guide
Key considerations for Wisconsin mortgages:
- Higher property tax rates than national average
- Seasonal considerations for insurance
- Strong state-backed assistance programs
- Varied market conditions across regions
Related Resources
State Housing Resources
- Official Wisconsin Housing Authority
- State Property Tax Information
- First-Time Homebuyer Programs
Additional Calculators
- Property Tax Calculator
- Home Insurance Calculator
- Refinance Calculator
Data sources: State property tax records, county assessor offices, and local real estate data.
Last updated: 1/21/2025